{"id":6238,"date":"2025-03-19T05:44:55","date_gmt":"2025-03-19T12:44:55","guid":{"rendered":"https:\/\/www.amadaseniorcare.com\/ogden-senior-care\/?page_id=6238"},"modified":"2025-06-04T11:04:07","modified_gmt":"2025-06-04T18:04:07","slug":"help-with-ltci","status":"publish","type":"page","link":"https:\/\/www.amadaseniorcare.com\/ogden-senior-care\/help-with-ltci\/","title":{"rendered":"Help with LTCi"},"content":{"rendered":"<div class=\"kb-row-layout-wrap kb-row-layout-id6238_49349b-a1 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column6238_b9fe5e-d8\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image6238_21ee90-cb size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1109\" height=\"318\" src=\"https:\/\/amada.b-cdn.net\/ogden-senior-care\/wp-content\/uploads\/sites\/286\/2025\/03\/header-freeltciclaims.jpg\" alt=\"\" class=\"kb-img wp-image-6239\" srcset=\"https:\/\/amada.b-cdn.net\/ogden-senior-care\/wp-content\/uploads\/sites\/286\/2025\/03\/header-freeltciclaims.jpg 1109w, https:\/\/amada.b-cdn.net\/ogden-senior-care\/wp-content\/uploads\/sites\/286\/2025\/03\/header-freeltciclaims-300x86.jpg 300w, https:\/\/amada.b-cdn.net\/ogden-senior-care\/wp-content\/uploads\/sites\/286\/2025\/03\/header-freeltciclaims-1024x294.jpg 1024w, https:\/\/amada.b-cdn.net\/ogden-senior-care\/wp-content\/uploads\/sites\/286\/2025\/03\/header-freeltciclaims-768x220.jpg 768w\" sizes=\"auto, (max-width: 1109px) 100vw, 1109px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id6238_a7731e-60 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column6238_6d1f76-c4\"><div class=\"kt-inside-inner-col\">\n<h1 class=\"kt-adv-heading6238_6a1723-eb wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading6238_6a1723-eb\"><strong>Long-Term Care Insurance Guidance in Ogden, UT<\/strong><\/h1>\n\n\n\n<h3 class=\"kt-adv-heading6238_03a7ed-eb wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading6238_03a7ed-eb\">Feeling overwhelmed when it comes to understanding your LTCi policy? You and your family are not alone wondering about how to cover the costs of in-home care. Amada Ogden can help.<\/h3>\n\n\n\n<p>Using a Long-Term Care insurance (LTCi) policy for home care can be complicated and confusing without the right guidance. For years, Amada Ogden has been the number one trusted resource for families and agents of Genworth, John Hancock, CNA, Blue Cross, Allianz, Bankers Life, TransAmerica, and many more. At Amada Ogden, we help seniors and their families understand their policies and the benefits that help pay for home care.<\/p>\n\n\n\n<p>The owner of Amada Ogden, Dave Bean, personally meets with the senior LTCi policyholder and escorts the family through every step of the complimentary benefits review. The goal is to help senior policyholders understand the claims management process so that they get the benefits they deserve. This includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reviewing your policy, paying special attention to inflation riders, home modification benefits, and indemnities that may increase your policy\u2019s value.<\/li>\n\n\n\n<li>Structuring home care services around elimination periods to get you the nonmedical assistance you need when you need it.<\/li>\n\n\n\n<li>Speaking directly to LTCi agents and filing paperwork with Long-Term Care insurance companies to help families save time and cut through red tape.<\/li>\n\n\n\n<li>Being in attendance with you for the policy-required nurse\u2019s assessment.<\/li>\n\n\n\n<li>Coordinating with your doctor for all the proper documentation.<\/li>\n\n\n\n<li>Billing insurance directly and accurately to reduce your need to manage cash flow.<\/li>\n\n\n\n<li>In the right situation as needed, submitting appeals and documentation.<\/li>\n<\/ul>\n\n\n\n<p>Count on Amada Ogden to advocate for you and help you use the LTCi policy that you have invested in over many years. Here are the three things we at Amada Ogden wish everyone knew about their Long-Term Care insurance policies:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Don\u2019t be afraid to use your LTCi policy!<\/h2>\n\n\n\n<p>Your benefit period can last longer than what is printed on your policy, depending on how you use it. You may not be aware that an LTCi policy can be used for short periods following a surgery or a dire medical situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Receive a letter about a rate premium increase? Don\u2019t cancel your policy!<\/h2>\n\n\n\n<p>Call Amada Ogden right away if you received a letter announcing an increase in your rate premium. There are many things you can do besides cancel or lower the policy benefit. Let us help guide you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">There are many other benefits in your policy worth knowing about!<\/h2>\n\n\n\n<p>Policies can include money for home modifications, monthly cash payments, and more. It takes the knowledge and expertise of a senior care advisor like Amada Ogden owner Dave Bean to identify various benefits that can help pay for home care.<\/p>\n\n\n\n<p>Call Dave at&nbsp;<a href=\"tel:8017587900\">801-758-7900<\/a>&nbsp;to learn more about your LTCi policy totally free of charge, whether or not you are interested in starting home care services. Just ask for Dave and a complimentary Long-Term Care insurance policy review.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Long-Term Care Insurance Guidance in Ogden, UT Feeling overwhelmed when it comes to understanding your LTCi policy? You and your family are not alone wondering about how to cover the costs of in-home care. Amada Ogden can help. Using a Long-Term Care insurance (LTCi) policy for home care can be complicated and confusing without the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"class_list":["post-6238","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Help with LTCi in Ogden, UT | Amada Senior Care<\/title>\n<meta name=\"description\" content=\"Amada Ogden will file your LTCi claim for you so you don&#039;t have to worry about ongoing paperwork! 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